If you are in need of a bankruptcy attorney in Maryland, contact The Rodriguez-Nanney Law Firm in Annapolis today.
Filing bankruptcy is a very difficult decision to make. The Maryland bankruptcy attorneys at the Rodriquez-Nanney Law Firm, in Annapolis, can help individuals, married couples, corporations and partnerships facing financial difficulties to navigate through this process.
Chapter 7 Bankruptcy Filings
Chapter 7 bankruptcy sometimes called “straight” or “liquidation” bankruptcy is available to individuals, married couples, corporations and partnerships. Chapter 7 bankruptcy discharges (cancels) most of your debts, but the bankruptcy court may liquidate (sell) some of your property (non-exempt) for the benefit of your creditors.
The whole Chapter 7 bankruptcy process takes about four to six months and commonly requires only one trip to the courthouse. You must also complete credit counseling with an agency approved by the United States Trustee.
Filing Chapter 7 bankruptcy puts into effect an “Order for Relief” known informally as the “automatic stay.” The automatic stay immediately stops most creditors from trying to collect what you owe them. Temporarily, creditors cannot legally garnish your wages, empty your bank account, go after your case, house or other property, or cut off your utility service or welfare benefits.
Our Maryland bankruptcy attorneys can give you the immediate debt protection you need at this time and assist you in finding the best path to a financially stable future. Contact the Law Firm of Annapolis immediately so we may begin working on your case.
FORECLOSURE PREVENTION – CHAPTER 13 BANKRUPTCY
Let our Maryland bankruptcy attorneys help you if have fallen behind on your mortgage or have received notice that your home may be foreclosed. We will be able to discuss possible options with you regarding your situation. We may be able to find a viable option for you to maintain your home. We will discuss all possible options and resort to bankruptcy, only if necessary.
During our initial consultation be prepared to bring all your financial documents, including pay stubs, mortgage documents, and any mail you have received from the bank. We will review all the possible options with you in detail. We will focus on your goals and the possibilities available to your family.
Time is of the essence in situations such as foreclosure. Do not wait until the situation escalates; contact us once you realize that you can no longer make your mortgage payments.
After analyzing your options, our Maryland bankruptcy attorneys will thoroughly discuss all possibilities in your case including Chapter 13 bankruptcy. We will focus on maintaining your home, and with our experience we will help you stop the foreclosure and the sale of the home. If you qualify for Chapter 13 bankruptcy, our attorneys can guide you through the process and help stop your home from being sold by the bank, and give you up to five years to repay your home mortgage.
We have attorneys who are fluent in Spanish, Arabic, and English. Often, clients who do not speak English as their first language may feel overwhelmed or confused by the legal system. Our attorneys will make sure that you understand the law in your own language, ensuring that you are aware of your rights and options as you make these important decisions during your most trying of times.
The Rodriguez-Nanney Law Firm has our primary offices in Annapolis. However we serve residents throughout Maryland, in towns including include:
• Severna Park
• Anne Arundel County
Contact the Rodriguez-Nanney Law Firm immediately so we may begin working on your case.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
This statement is required by 11 U.S.C. Section 528(a)(4) without substantive modification by any firm that assists in filing bankruptcies under the federal Bankruptcy Code, however, it does not state the full range of services available from this firm.